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Stivers Subaru In Decatur, GA
162 Total New, Used, & Certified Vehicles

New Cars For Sale
Used Cars For Sale

Owning a Great New Subaru in Decatur, GA Has Never Been Easier Thanks to Stivers Subaru

Here at Stivers Subaru, we are proud to not only offer up to our friends in Decatur, GA, and Decatur the finest selection of premium Subaru cars, crossovers, and sport utility vehicles (SUVs), but to also bring you a dealership experience unlike any other. From a plethora of friendly faces greeting you as you walk through the front door to a hassle-free showroom floor that lets you shop at the pace you prefer, as well as an ample selection of great pre-owned vehicles to consider, the fact remains the same: Shopping at Stivers Subaru is the best way to maximize your time spent searching for the perfect Subaru for you.

However, gliding past the competition via ample Subaru inventory and friendly service is far from the only thing that differentiates us from the average dealership. With so many of the men and women who make up our team of trusted Subaru professionals also serving as lifelong members of the Decatur, GA community, we understand completely what it means to truly enjoy all that our beautiful slice of Georgia has to offer. From strolling through Decatur's Square and doing a little shopping on a sunny weekend afternoon to exploring the Fernbank Museum of Natural History and other unique local mainstays, the Stivers Subaru team never takes for granted our unique local community.

The moral of the story here? When you combine a deep appreciation for all of the little things that make Decatur, GA so special with an unending commitment to your satisfaction, it is plain to see why Stivers Subaru is far and away the name people trust when the time comes to drive home in a new Subaru vehicle. If this sounds like the kind of car buying experience that works for you, call us at 470-826-6580 today and we will help you take the first step toward owning the Subaru car, crossover, or SUV that stands out to you.

Why Buy a New Subaru From Us?

At Stivers Subaru in Decatur, GA, we're passionate about Subarus. We know these vehicles inside and out, and we're confident there's a perfect model for your lifestyle. Whether you're cruising down Interstate Highway 285 or exploring hidden trails, a Subaru delivers legendary capability and safety. Below is just a taste of what you can expect when you visit us.

Extensive Inventory

As with all Stivers car dealerships, when you choose us, you gain access to a large inventory of both new and pre-owned vehicles. This makes it easy to find the perfect fit for your needs. Our wide selection includes the latest Subaru models, such as the Forester, Outback, and Crosstrek, and a variety of well-maintained used cars from other brands.

Experienced and Knowledgeable Staff

Our knowledgeable staff members provide exceptional customer service. With many years of experience, they're well versed in all aspects of Subaru vehicles, ensuring that you receive expert advice and assistance whether you're purchasing a new car, seeking financing options, or needing maintenance and repairs. Our commitment to customer satisfaction and in-depth knowledge of Subaru products make Stivers Subaru a reliable choice for all your automotive needs.

Test Drive Time

We offer the option to schedule a test drive at your convenience, allowing you to experience the vehicle's performance and features firsthand and giving you the flexibility to help you make an informed decision. Our knowledgeable staff can answer any questions and provide guidance during your test drive, ensuring that the vehicle you choose meets your needs and preferences. 

Competitive Prices 

Our dealership offers competitive pricing on a wide range of new and pre-owned vehicles. We consistently sell vehicles below the market average, enabling you to secure great deals on new and used Subaru models. Our commitment to transparency and customer satisfaction reinforces our reputation as a dealership that prioritizes value, so you can feel confident in your purchase while enjoying a supportive buying experience.

The Perfect Subaru Is Waiting for You on Our Showroom Floor

Picking out the right Subaru vehicle for you can feel a little overwhelming at times. Fortunately, Stivers Subaru offers up the largest selection of outstanding Subaru offerings from Decatur, GA to Decatur. Should you end up bringing your business to the team here at Stivers Subaru, you will have access to an impressive selection of Subaru vehicles, including:

Subaru Forrester in Decatur, GA

Subaru Forester

Taking to the streets of Decatur, GA with a stylish – and performance-driven – SUV has never been easier thanks to the latest edition of the Subaru Forester. Whether you are a fan of this compact SUV's STARLINK multimedia system, impressive ground-clearing capability, or eco-friendly zero-landfill manufacturing process, the story remains the same: The Subaru Forester is in a class all by itself.

Subaru Impreza in Decatur, GA

Subaru Impreza

Conquering your daily drive just got much easier thanks to the latest Subaru Impreza to roll onto our showroom floor. Of course, tackling everything that Decatur, GA can throw your way is a breeze when you are behind the wheel of a vehicle that comes stocked with a mountain of industry-leading features, including STARLINK safety and security, EyeSight Driver Assist technology, Harman Kardon premium audio, and a wide array of other premium inclusions.

Subaru Outback in Decatur, GA

Subaru Outback

Looking to upgrade your next adventure? Then it is time to check out the Subaru Outback. With access to substantial cargo-carrying capabilities, the iconic Subaru BOXER engine, a spacious interior (complete with a 60/40 split-folding rear seatback), and all the tech amenities that you could ask for, it is safe to say that the Subaru Outback is always blazing new trails.

Used Subaru Sales and Deals

If you're in the market for a quality pre-owned vehicle, we've got you covered. We offer a wide selection of used Subarus, each thoroughly inspected to ensure they meet our high standards. From certified pre-owned Subarus to other makes and models, you'll find reliable options that fit your needs and budget.

Our used car inventory is constantly updated, so you'll always find fresh options. Each vehicle comes with a detailed history report, and we provide clear, upfront pricing. Whether you're looking for a budget-friendly car for a new driver or a dependable second vehicle, our sales team can help you find the perfect match.

At Stivers Subaru, we believe in offering great value with our used car deals. Be sure to check our website for the latest specials and promotions. Drive away with confidence knowing you've made a smart choice with a pre-owned vehicle from us.

Naturally, this is just a sampling of what we can provide to car shoppers from Decatur, GA, Decatur, and the rest of Northwest Georgia. To sink your teeth into all that we have to offer, go ahead and stop by our showroom floor and connect with one of our trusted Subaru specialists the next time you are in our neighborhood and have a few minutes to spare.

Owning a Subaru of Your Own Is Always a Smart Call

By now, the odds are that you have picked up on the fact that the men and women here at Stivers Subaru are pretty big fans of the Subaru brand and all it has to offer. However, you do not just have to take our word for it when it comes to the timeless quality, rugged durability, and innovative approach to in-car technology embodied by this brand; plenty of other members of the automotive community have also chosen to stand behind the performance, reliability, and affordability of the latest Subaru models to hit our showroom floors – and the streets of Decatur, GA and Decatur.

With such heavy hitters stepping up to bat for the Subaru brand, the message coming your way should start to become crystal clear in a hurry; if you want the most bang for your buck, and a vehicle that will continue to keep you safe, happy, and moving forward for years to come, then it is time to plan a trip to our convenient Decatur, GA location and become better acquainted with the latest Subaru vehicles found on our showroom floor.

Your Satisfaction Is Our Motivation

While we are proud of our ability to bring you outstanding inventory selection and the most affordable pricing on Subaru vehicles from Decatur, GA to Decatur, the reality of the situation is that these accomplishments pale in comparison to our commitment to doing right by you, our valued customers. Keeping you happy, satisfied, and comfortable along each step of the car buying process is the most important piece of the puzzle for the Stivers Subaru team.

This means that you can always count on our showroom floor and service department to be stress-free zones. Only when you are ready to take the next step forward will our caring and supportive automotive specialists offer up their insight and expertise to you.

Does having access to the best selection of Subaru vehicles around (including an ample amount of great pre-owned vehicles), affordable pricing and a team of automotive experts that work for you sound like the kind of car-buying experience that appeals to you? Then go ahead and make it a point to drop by Stivers Subaru today, or give us a call at 470-826-6580 when you get a chance, and we will show you exactly why more and more of our friends in Decatur, GA consider themselves Stivers Subaru customers for life.

Subaru Auto Service and Repair in Decatur, Georgia

At Stivers in Decatur, we offer top-notch Subaru auto repairs and service. Maintaining your Subaru is crucial for its longevity and performance. Our advanced service facility is staffed with factory-trained technicians who specialize in Subaru vehicles. Whether it's regular maintenance, such as oil changes and tire rotations, or more intricate repairs, our team has the knowledge and authentic Subaru parts to ensure your vehicle runs efficiently.

We understand your time is valuable, so we strive to provide efficient and thorough service. You can easily schedule an appointment online or give us a call. While you wait, enjoy our comfortable lounge area with complimentary Wi-Fi and refreshments. You can trust Stivers Subaru to keep your vehicle in peak condition, ensuring your safety and satisfaction on the road.

Car Loans and Subaru Finance

Financing your new or used Subaru doesn't have to be a stressful process. At Stivers Subaru, our finance department is dedicated to making your car-buying journey as smooth as possible. We offer various financing options to suit your needs and work with multiple lenders to secure the best rates.

Our finance experts are here to guide you through every step of the process. Whether you're looking to buy or lease, we'll help you understand your options and ensure you get a plan that fits your budget. Plus, with our online finance application, you can get preapproved from the comfort of your home, saving you time when you visit our dealership.

If you have concerns about your credit history, don't worry. We take a holistic approach to financing, considering your entire situation rather than just your credit score. Our goal is to help you secure a loan that works for you so you can drive home happy.

Don't let financing hold you back from driving your dream Subaru. We're committed to helping you find the perfect vehicle at an affordable price.

Visit Stivers Decatur Subaru Today

If you're looking for a Subaru dealer in Georgia, come to Stivers Subaru. We're dedicated to meeting all your automotive needs with excellence. Whether you're buying a new car, seeking reliable service, or exploring financing options, our team is here to help. Contact us today, or visit our dealership at 1950 Orion Drive in Decatur, Georgia, to discover why so many customers trust us for their vehicle needs. Your next adventure awaits — let us help you get there.

Get Directions to Stivers Decatur Subaru

Does Stivers Decatur Subaru sell used cars?

Yes. Buying a clean, affordable used car on our lot at a great price is easy. Simply browse our expansive online inventory and you'll see precisely why Stivers Decatur Subaru is the first name so many turn to in Atlanta when the time comes.

Why should I buy a used car from Stivers Decatur Subaru?

Because so many other discerning car shoppers in Atlanta turn to us first. For some, the allure of shopping with us comes from our outstanding selection of quality used cars and our affordable pricing that always puts your budget first. For others, our respectful team and a shopping environment that places a priority on your comfort and satisfaction serves as the cherry on top.

When paired with our plethora of positive customer reviews, the above benefits of buying a used car from Stivers Decatur Subaru make one thing readily apparent: You will always find the most enjoyable and budget-friendly used car shopping experience in Atlanta at our friendly and clean used car lot.

Does Stivers Decatur Subaru offer used car specials?

Yes. Check out the latest deals on our used car specials page and see for yourself just how much we can save you on the stellar used car, truck, or SUV you've always wanted.

Am I getting the best price in and around Atlanta?

Absolutely. Whether you are celebrating a recent graduation, a new job, or you have a new baby on board, one thing always remains the same: We have the most fantastic prices in Atlanta on quality cars, trucks, and SUVs. Our team takes an extreme amount of pride in delivering this massive amount of value directly to you during whichever major life event brings you to our showroom floor, so you can shop with confidence knowing that you really are getting the best price possible on the vehicle that piques your interest.

How do I pick the right used car to buy?

It's easy with Stivers Decatur Subaru on your side. We have helped thousands of used car buyers with this process over the years, and the best place to start is by considering the particulars of your unique situation. Are you interested in the utility of a pickup, the ample legroom of an SUV, or the eco-friendly gas mileage of a compact car or sedan to help lower the cost of fuel that comes with your daily commute?

Once you have spent some time pondering these questions, browse our expansive online inventory or call 470-826-6580. From here, we will be more than happy to assist you in exploring all of your options and help ensure that you drive away from our used car lot with a smile on your face and in a used car that suits you perfectly.

Is every vehicle on this website for sale?

Yes. If you see a vehicle listed on our website, that means it has already passed our rigorous quality inspection process and is ready and waiting to impress you when you come in to take it for a test drive.

Will Stivers Decatur Subaru pressure me into buying a car I'm not sure about?

No. Your comfort and satisfaction are our primary focus, so you can shop with confidence knowing that you are in complete control of this process from start to finish. Our sales team has a sterling reputation based on our commitment to always doing right by local car shoppers, which is why so many individuals in Atlanta proudly consider themselves customers for life.

What if Stivers Decatur Subaru doesn't have the used car I want?

We are dedicated to sourcing quality used vehicles for all of our customers, so let us know what you are in the market for and we'll get to work immediately on finding your preferred used car through our expansive dealer resource network. Use our handy used car locator service today and you'll soon find yourself driving home in your dream car, truck, or SUV.

Can I compare used cars for sale?

Yes, and it only takes a couple of clicks to leverage the power of our useful comparison tool. For each vehicle you would like to compare side-by-side, click the button labeled "Compare" on the vehicle details page, or the comparison arrows icon for the associated vehicle on the list page you are currently viewing.

Once you are done selecting all of the vehicles you want to review, click the "My Compared Vehicles" button located in the toolbar at the top of every page on our site and then the option labeled "View Compared Vehicles". After doing this, you'll find yourself on a custom, private page generated exclusively for you that compares the important specs and details related to you hand selected assortment of vehicles that appeal to you.

How do I know Stivers Decatur Subaru's used cars for sale are reliable?

All incoming used cars undergo a rigorous inspection process that ensures our vehicles meet — and exceed — your expectations. Holding our inventory to the highest standards possible guarantees that you enjoy peace of mind and comfortable travel.

What is the difference between a used car and a certified pre-owned (CPO) vehicle ?

Great question. A certified pre-owned (CPO) vehicle is a used car, truck, or SUV that comes with a warranty backed by the manufacturer, in addition to other premium services, like 24/7 roadside assistance. To earn this designation, the CPO vehicle must have less than a set limit of miles traveled and pass an in-depth multipoint inspection. As for used cars at Stivers Decatur Subaru, these offerings also undergo a rigorous inspection process to guarantee superb quality, in addition to providing you with access to the remainder of the factory warranty (if applicable) in terms of extended coverage.

Can I schedule a test drive at Stivers Decatur Subaru?

Yes, and it only takes a moment to schedule an appointment. Call 470-826-6580 and we will get you on the books for a complimentary test drive of whichever vehicle piques your interest and offer guidance to you along every step of the way until you find the ideal car that fits your unique needs.

Do I need to test drive a car before I buy it?

We highly recommend taking advantage of this complimentary service. Feeling good about buying a quality used car, truck, or SUV that will last you long into the future requires being completely comfortable with the vehicle that intrigues you. Our experts transportation consultants are happy to schedule a quick test drive so that you can proceed with confidence when the time comes to finalize this major decision.

When is the best time to come shop at Stivers Decatur Subaru?

Anytime during our normal operating hours. We always have a friendly and helpful car consultant available to help you find the right car or truck that fits your routine. Feel free to stop by at any convenient time for you, or give us a call at 470-826-6580 to schedule an appointment so we can be ready to drive the car you're looking at when you get here. Either way, you'll find that shopping at Stivers Decatur Subaru is always a pleasant and convenient experience.

Will Stivers Decatur Subaru deliver the vehicle I purchase?

Our team is always looking for new and exciting ways to provide even more value to our customers, so we would love to work with you and see if we can accommodate this request. We are always ready and waiting to go over important details regarding this process (including your proximity to our Atlanta location, preferred delivery date, and vehicle weight), so call 470-826-6580 today and we will work hard on your behalf to find the best possible way to fulfill your desired vehicle delivery.

Can I see a vehicle history report?

Yes. Transparency is a cornerstone of our car buying experience, so our friendly sales team is pleased to provide you with an accurate and up-to-date vehicle history report covering every vehicle that piques your interest in our inventory. Each used car sold on our lot adheres to a strict commitment to quality and reliability, so shop with confidence knowing that a complimentary, comprehensive vehicle history report that confirms this sterling standard is always available for you at Stivers Decatur Subaru.

What if I am not happy with the car I purchased?

We are committed to your satisfaction throughout each phase of the car buying process — even after you sign on the dotted line. Our team is only a quick phone call away, and we will do everything in our power to allay any concerns you might have regarding your recently purchased used car, truck, or SUV. This way, you can keep riding around Atlanta in style and enjoy all of the benefits that come with upgrading your daily driver.

Does Stivers Decatur Subaru sell new Subaru vehicles?

Yes, we proudly offer the latest exciting, feature-rich vehicles straight from Subaru. As soon as you pick out your dream Subaru vehicle, you can count on our friendly team to work out the details. If you're a new Subaru shopper in Atlanta, there is plenty to love about our blend of outstanding selection, premium service, and impressive financing.

Why should I buy a new Subaru vehicle?

Buying a new Subaru from us is the easiest and most convenient way to get the biggest bang for your buck when upgrading into an exciting new vehicle. Known for their reliability, performance, and affordability, Subaru vehicles are the cream of the crop in the automotive world and sure to turn heads here in Atlanta.

Owning one of these fine automobiles is also the ultimate opportunity to save a ton of money and enjoy the confidence that comes with parking your dream car in your garage. If you're in the market for a major upgrade to your daily routine, come on in and we'll find a way to make it happen.

Do new Subaru vehicles come with a warranty?

Yes. Subaru wants you to be more than satisfied long after you roll off of our lot in your stunning new car, which is why each and every award-winning new Subaru we sell comes with a plethora of protections via a copious warranty program. For more information about the warranty and safeguards that come with a new Subaru, call 470-826-6580 or come on in to talk to one of our friendly consultants.

Can Subaru work with me on the price of a new Subaru vehicle?

Yes. Getting you behind the wheel of the Subaru you want is one of our favorite things to do. Every shopper comes from a unique financial background, so we take pride in being flexible with financing. Let us work our magic to find you a comfortable solution that works for you. It's easy, convenient, and we can get it done quickly.

What are the benefits of buying new versus buying used?

This is a great question. Stivers Decatur Subaru has years of experience spotlighting the advantages related to these two choices, so here's a quick overview.

Buying a new car is a great idea if:

  • You like driving new cars.
  • You want the latest and greatest in terms of safety technology.
  • Cutting-edge infotainment and connectivity with your smart devices is a top priority.
  • You like the confidence that comes with being protected by a Subaru warranty.
  • You want the lowest interest rate possible.
  • You want to take advantage of new car incentives directly from Subaru.

Buying used is probably the right call if:

  • The budget-friendly nature of pre-loved cars appeals to you.
  • You want to get more bang for your buck and are seeking a gently used premium option.
  • Keeping your car insurance rates low is important to you.
  • You want to take advantage of Stivers Decatur Subaru's commitment to reliability through our in-depth inspection, repair, tune-up, and detail process.
Why choose Stivers Decatur Subaru over the competition?

Because you want to feel respects and choose from one of the best selections of reliable vehicles that in or around Atlanta. Or because you want to take advantage of customer-first, affordable pricing. Maybe because leaning on the assistance of friendly professionals who can cater to your unique situation and help guide you through the search for the right vehicle is an invaluable asset to have on your side during this major moment in your life.

Simply put, because you — like other discerning shoppers — deserve to enjoy all of the benefits that come with shopping at the most trustworthy dealership in or around Atlanta.

Why should I buy from Stivers Decatur Subaru?

Buying a car from us is all about maximizing your return on this major investment. Our friendly sales professionals always put your needs first, and will help you navigate our expansive selection of reliable, affordable, and alluring cars and trucks. At Stivers Decatur Subaru, we've crafted a shopping experience that makes finding your perfect car straightforward and downright fun!

What are Stivers Decatur Subaru's hours?

Stivers Decatur Subaru's current hours of operation can be found on our contact page. Our business hours are subject to change throughout the year based on seasonal considerations. We stay open long hours so that serving your travel needs is as convenient as possible.

Is Stivers Decatur Subaru open on Sundays?

Yes. It is our pleasure to provide extended business hours on Sunday to our friends here in Atlanta. Doing so ensures that you can conveniently shop on your terms and at a time that works best for you.

Where is Stivers Decatur Subaru located?

We are always a phone call and typically just a short drive away. We stay vigilant in service and we are always ready to help you upgrade your daily driver. To make planning out a quick trip to our showroom floor even easier, you can find our official address for your GPS or map app below.

1950 Orion Drive

Decatur, GA 30033

How can I get a hold of someone at Stivers Decatur Subaru?

With a quick and friendly phone call. Dial 470-826-6580 when you are ready to tap into the expertise of our team and we will help you get to cruising the streets in the perfect vehicle for you.

What kind of loan rates does Stivers Decatur Subaru offer?

Stivers Decatur Subaru is committed to offering you the most competitive financing rates possible in Atlanta. How do we do this? By working with lots of lending institutions and being flexible regarding your credit history, loan terms, and past financial hardships or considerations, we are able to provide access to impressively low rates that put you behind the wheel of your dream car and still keep your bank account happy along the way.

Want to learn more about your specific loan rate? It's easy, call 470-826-6580 today.

Can I finance my taxes, registration, and other fees?

Yes. Nearly all car loans bundle the taxes, registration fees, and other expenses into the loan. This is a great way for savvy shoppers to reduce the upfront expenditure associated with buying a car and registering it.

Can I include the cost of service contracts, GAP insurance, accessories, and other vehicle related items in the total amount that I finance?

Yes. We know that being flexible with financing additional services over time goes a long way toward making the car-buying process more convenient and relaxed for everyone.

If you would like to take advantage of optional upgrades when financing your next car, truck, or SUV, let us know when you come in and we will be happy to help you spread out the cost of over the term of your loan.

Can I get financed with no money down?

Yes. Stivers Decatur Subaru offers zero down payment financing to qualified buyers. Let us know that you want to consider this option when the time comes to apply for a loan and we will help you get it done.

Can I get financed if I don't have good credit?

Yes, we do it everyday. We work with lots of different lenders to help people from all walks of life get into suitable cars and trucks. We shop your loan on your behalf which pits the banks against each other and gets you the best possible rate, regardless of your credit history.

Can Stivers Decatur Subaru help me get a loan if I have no credit history?

Yes. Connecting first-time buyers with the loan they need to purchase a new or used car is one of our many specialties. Call 470-826-6580 today and we will be happy to lay out how our approach makes financing easy and simple for newer and first-time car buyers.

Can Stivers Decatur Subaru help me get a car loan if I have recently gone through a bankruptcy?

Good question. We've helped many customers in this situation secure the financing they need to get into a reliable and affordable used car. Thanks to our easy loan application process, all it takes is a few minutes to get the process started. We can often leverage our large network of banks to find a trusted partner that will make an exception if your life situation has improved markedly since the hiccup.

Can Stivers Decatur Subaru help me get financed if I am disabled or on Social Security?

Yes. Getting approved for the right loan as a person receiving disability and Social Security disbursements is a piece of cake with our helpful finance experts on your side. Many lending institutions consider these payments as sources of income when determining the type of loan you qualify for and the loan's total value — a crucial fact that greatly improves your terms when you are approved for financing.

Can I get approved for a loan if I am self-employed?

Getting approved for a loan as a self-employed tax payer is a simple matter. Income verification will be the key to your success. Once we review a the documents that verify your income such as your tax returns, bank statements, or canceled checks, you'll find that getting approved is simple, straightforward, and convenient.

Can Stivers Decatur Subaru help me obtain financing if I recently changed jobs?

Yes. Starting a new job can be an exciting time. Let us help you make this big moment even sweeter by connecting you with the right loan on your next vehicle. Your employment status is just one of the myriad factors that go into the loan approval process, so if you recently upgraded into a better position at a new company you can apply with confidence knowing that our financing team are prepared to secure a great loan at the lowest interest rate possible.

Can Stivers Decatur Subaru finance my loan if I am a first-time buyer?

Helping guide first-time car buyers through this important — and exciting — event is one of our specialties. Let our trustworthy and friendly team take the lead on this for you and you will soon see why so many first-time buyers in Atlanta lean on us when the time comes to finance an affordable and reliable new or used car with budget-friendly payment.

What if I owe more than my car is worth?

Commonly called under water, or upside down, in an inequity position, or buried, our finance team has seen it before. We leverage many years of professional experience assisting shoppers through this situation. It starts with a fair offer to buy your trade-in.

We can typically roll any inequities into the new loan which means that we pay off the difference and you start a new loan on the new car. This way you can drive home in style in the car or truck that you really want.

Do I have to have a job to get financed at Stivers Decatur Subaru?

Being employed is one of a host of factors that will go into any car loan approval process. Our team of experts can do what they do best and work hard to secure you the perfect loan for your unique situation, but you're still going to have to pay it back. Banks like to see a steady history of income and you'll need to be clear about your other sources of income and how you intend to pay back the loan without a job.

Can Stivers Decatur Subaru provide quote on my trade-in's value?

Yes. Securing access to seller-friendly offers on trade-in vehicles in Atlanta starts with calling 470-826-6580 for a quick chat about your car. For shoppers who prefer to keep things digital, check out our friendly trade appraisal tool to request a quote on your trade-in vehicle and the insight of our expert team of vehicle appraisers.

How does Stivers Decatur Subaru determine my vehicle's trade-in value?

With the utmost care and consideration. We make it a point to provide the most customer-friendly trade-in experience imaginable. We are happy to make a fair offer on any vehicle you want to trade toward your next car. This commitment to going above and beyond is why local car buyers shop with confidence at Stivers Decatur Subaru.

Can I sell you my used car even if I don't make a purchase?

Yes. We are always ready and willing to buy your car for a fair amount and our check is good today.

Can I get pre-approved for a loan at Stivers Decatur Subaru?

Finding out if you qualify for loan is fast and has no impact on your credit score. Use our quick pre-approval tool.

Do I have to get financed for a loan via Stivers Decatur Subaru?

If you prefer to work with your personal bank on the financing, we are eager to help you pick out the perfect car, truck, or SUV for you. Before you make your final decision, we would suggest that you connect with our financing team to see if we can find a better rate or more favorable terms.

Why should I get financed at Stivers Decatur Subaru?

The short answer? It's easy, convenient, and it's the best option. We employ a swift process that keeps your interest rate and fees low. We work hard to find the best loan terms and our team makes a point to keep you in the know from start to finish.

How much should my down payment be?

Conventional wisdom suggests that putting down 20 percent of the total cost of the car at signing is a smart idea. However, your unique situation may require something different, and that is always fine by us.

What is gap insurance?

Gap insurance is an form of protection that provides insurance coverage for the remainder of your auto loan should an accident or collision completely total your vehicle. Gap insurance kicks in to safeguard your credit in the event of the total loss of your car and pays off the negative equity in your loan if you owe more than the depreciated value of your vehicle.

Do I really need gap insurance?

Gap insurance is a great asset to have on your side if you:

  • Made a small down payment.
  • Selected a loan term with a 48-month or longer duration.
  • Plan on putting more mileage on your vehicle than the average driver.
  • Value the confidence that comes with complete financial protection.
Do I need a co-signer?

Having a co-signer can make getting approved for a loan easier because of the combined credit score, income, and financial history. To determine if this is the best fit for you, let our team of experts leverage their years of experience to provide a hand as you consider your options.

Do I need an appointment to meet with a financing specialist at Stivers Decatur Subaru?

Walk-in customers are always welcome, come on in and sit down for a chat regarding your car loan financing options at a time convenient for you. You can also call ahead to schedule an appointment with a friendly team member.

Will I be at the dealership all day signing paperwork to get my loan?

We make the process fast and easy. Our goal is to get you behind the wheel of your dream car as soon as possible. You can count on us to have everything ready when you come in to pick up your new car.

What does "LTV" stand for?

The loan-to-value (LTV) ratio is a tool used by lenders to represent the amount of money owed on your loan relative to the value of your vehicle. For example, if you currently have a loan for $15,000 on a vehicle that is worth $20,000, your LTV is 75%.

If you owe more than your current vehicle is worth, your LTV will need to be addressed. Stivers Decatur Subaru has decades of experience assisting car shoppers through this exact situation.

What does "PTI" stand for?

The payment-to-income (PTI) ratio is a percentage that describes your car payment in relation to your pre-tax income. As an example, if your monthly car payment is $300 and your gross monthly income is $3,000, then your PTI is 10%. Lenders usually look for a PTI that sits at around 15% when considering how large to make a loan, but this is just one of a host of factors that go into the process of securing the best financing options your unique situation.

What does "DTI" stand for?

The debt-to-income (DTI) ratio represents all of your monthly debt divided by your monthly income. Credit card payments, mortgage payments, and other recurring expenses are factored into this metric, which most lenders suggest keeping at or below 50%.

What does "POI" stand for?

"POI" stands for proof of income and is a metric that helps our associated lenders verify your stated income during the loan application process. Some common examples of proof of income include:

  • Pay stubs
  • Bank statements
  • Last year's federal tax return
  • Form W-2
What does "POR" stand for?

"POR" stands for proof of residency and is a tool that aids our stable of high-quality lenders confirm your residency during the car loan application process. Some common examples of proof of residency include:

  • Vehicle registration or title
  • Voter registration card
  • Utility or telephone bill
  • Selective Service card
  • Checking or savings account statement
What does "APR" stand for?

"APR" stands for the annual percentage rate. Typically referring to the interest rate of your car loan. This yearly interest rate is what you'll pay in addition to the amount you borrow initially, and can be fixed (unchanging for the duration of your loan term) or variable (may change over the life of the loan).

What does "ACV" stand for?

"ACV" stands for the actual cash value. ACV is used to describe the amount of money a car can be expected to sell for through the large auction networks right now. This is the amount that we can expect to recoup should we choose to sell your car at auction.

Can I see the full purchase agreement before I agree to buy?

Yes. Transparency is paramount for our team. If you have any questions regarding specific inclusions within this agreement, the friendly and knowledgeable team member working with you will be happy to review and explain every line.

Can I lease a new Subaru at Stivers Decatur Subaru?

Yes. Leasing a new car at Stivers Decatur Subaru is all about having your cake and eating it too. We are proud to pair up an impressive selection of head-turning Subaru vehicles with a leasing program that makes upgrading your daily commute a breeze. Simply stop by our showroom floor today or shop online and call 470-826-6580 whenever works best for you. From here, we will get you behind the wheel of the Subaru vehicle you've been dreaming about in a flash, all at a low monthly price that fits your budget.

What is a new car lease and how does leasing a vehicle at Stivers Decatur Subaru work?

A new car lease gives you the opportunity to take to the streets of Atlanta in an alluring and feature-rich new Subaru at a cost that is often significantly lower than traditional monthly car payments. As part of this program, you'll enjoy all of the perks that come with owning your favorite Subaru for a predetermined term length of time and/or number of miles traveled.

When this term reaches completion, you'll also have the flexibility to purchase this vehicle at a great price if you decide that you want to keep it. Leasing gives you options. The choice is always yours.

What is the difference between leasing and financing?

Financing a car places complete control in your hands for as long as you own your vehicle, while leasing is a temporary ownership arrangement that pre-negotiates the value of your car at the end of the lease. With a lease, you can switch into new cars every couple years and never be surprised by an unexpected dip in value. To determine which option works best for you, connect with us and we will layout the options in plain English which makes your decision easy.

Should I buy or lease a vehicle in Atlanta?

This depends entirely on your unique needs and financial considerations. To help make the big choice between buying or leasing a vehicle easy and fun, here's an overview of the benefits.

You should lease a new Subaru vehicle if:

  • You love the idea of upgrading into the hottest new Subaru every couple years.
  • You only need a car for a short time and would rather not set up longer-term financing.
  • You are seeking a lower out-of-pocket cost at signing.
  • You prefer lower monthly payments.

You should buy one a new Subaru car if:

  • You love the idea of owning the vehicle you drive.
  • You want the freedom to sell your vehicle whenever you want.
  • You want to keep your insurance costs as low as possible.
  • You know you will put a lot of miles on your car.

Call 470-826-6580 to tap into the insight of our experts and we'll help you make a smart decision on whether to finance or lease.

How does leasing differ from owning a vehicle?

As far as your day-to-day experience goes, buying a vehicle from us or leasing one of our outstanding Subaru offerings is exactly the same. Both options let you drive around in the Subaru of your choice, and we'll always be here to provide you with the best service in and around Atlanta when the time comes to bring your vehicle in for routine maintenance.

The only real changes come from a big picture perspective. Financing a new Subaru gives you complete ownership of your chosen vehicle, while leasing comes with a fixed term of possession. At the end of this period, you can either upgrade into another new car with the latest tech and creature comforts, or you can purchase your current vehicle at the pre-negotiated buyout price if you're still loving your car.

Does Stivers Decatur Subaru rent cars?

Yes. We have a wide selection of Subaru rental cars and trucks ready and waiting. Call 470-826-6580 today and we'll reserve the perfect vehicle for your travel needs. Focus on the fun stuff — like planning an adventure or getting the details right for your next big trip.

Why should I rent a car at Stivers Decatur Subaru?

Because we provide you with outstanding service and an ample selection of Subaru rental options, at the lowest rates possible. Our friendly and knowledgeable team of experts and our commitment to flexible scheduling ensures that picking your car up is always convenient.

What do I need to rent a vehicle from Stivers Decatur Subaru?

Renting a vehicle from Stivers Decatur Subaru is a breeze. All we need to get this process started are a few things, which include:

  • Valid driver's license
  • Major credit or bank card issued to the prospective renter
  • Valid, unexpired insurance that is transferable to a rental vehicle (proof of insurance required)

Call 470-826-6580 once you have these items together and we will have you sorted out and scheduled to come in and pick up your rental vehicle right away.

What if I don't have full insurance coverage that transfers to a rental vehicle?

This is a question that pops up quite often, and we want you to know that you always have options. Depending on your unique rental situation, a Collision Damage Waiver (CDW) may be available to supplement full, transferable insurance coverage. To find out if this option is available and to rent one of our outstanding vehicles at an ultra-low price, call 470-826-6580 and a member of our rental team will help you learn even more about how a CDW can help you secure a great rental vehicle for your trip.

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